Lender Terms are Subject to Change
• 1 day out of foreclosure, short sale, Bankrupcy , Deed In Lieu
• Rates starting in the low 5’s
• Loans up to $1 million (Over $1M Case by Case) • Credit scores down to 500 (Including Jumbo Loans)
• Up to 85% LTV with No MI
• Mortgage Lates are OK
• 100% gift funds allowed
• DTI up to 50% considered
• Owner-occupied, 2nd homes, and investment properties
• Non-warrantable condos considered
• Up to 100% Investor Concentration allowed
• 5/1 ARM or 30-year fixed
• No pre-payment penalty for owner-occ and 2nd homes
• No active tradelines OK with housing history
• SFRs, townhomes, condos, 2-4 units
• Seller concessions to 6% (2% for investment)