Purchase Rehab:
This loan is for the acquisition and renovation of residential investment property. We loan up to 65% ARV under this program.
Rehab Only Construction Loans:
This loan is for clients seeking rehab or construction funding on a property purchased prior to applying.
Equity Lending:
This loan is for clients seeking cash out against property they paid cash for or for clients looking to put more money down to expedite the loan process or avoid some of the paperwork involved with a traditional loan process. This loan type would work for investors buying property that does NOT need rehab as well. This loan will be based on the asset only and will have no personal credit involvement.
Commercial Bridge Lending:
This loan is for our clients with commercial property to assist them in bridging the gap between (our ) private lending and a traditional or bank loan.
Long Term Hold Program:
This program is for investors who are looking to purchase or refinance, with the intention to hold the property for 3 years +. Under this program we will need income and asset verification to insure the stability of the client as well as the property. Credit scores reviewed but no minimum score applies.
Some investor financial options on the following property types that are subject to change:
| Get Pre-Approved Now | Purchase Rehab | Rehab Only | Equity Lending | Commercial Property |
|---|---|---|---|---|
| Lender Fee | starting at 4% $2500 minimum fee | starting at 4% $2500 minimum fee | starting at 4% $2500 minimum fee | 4% minimum fee |
| Interest Rate | 13-15% interest only | 13-15% interest only | 14-15% interest only | 12.99 to 15% interest only |
| Down Payment | 10-20% down determined by risk | 0% for free and clear homes | Purchase - 20% min Refi / Cash Out - 0% | Minimum 20% down |
| Term | 6-12 month term | 6-12 month term | 1-5 year term | 1-5 year term |
| Requirements | Up to 65% ARV / LTV No minimum credit score Light Doc Residential Investment | Up to 65% ARV / LTV No minimum credit score Light doc Residential Investment | Up to 70%LTV No Doc Loan | 60-65% LTV Light Doc Loan |
Loan Specs
Property Type: Residential, SFR, Condo, Townhome, Up to 4 Units
Commercial: Most Property types, contact us for more info
Lending Area: Georgia
Lien Position: 1st Mortgage Only
Loan Size: Up to 5 million
Loan Term: 6-12 Months, longer terms on case by case basis