Lender Terms are Subject to Change
• Rates starting in the 4’s
• Up to 90% LTV with No MI
• 2 years seasoning foreclosure, short sale, BK, DIL
• Loans up to $2 million (Minimum loan $75,000)
• Credit scores down to 620
• Cash Out for Reserves OK
• Gift funds allowed
• DTI up to 50% considered
• Owner-occupied, 2nd homes, and investment properties
• Non-warrantable condos considered
• Interest Only program available
• 5/1 ARM or 30-year fixed
• No pre-payment penalty for Owner-Occ and 2 nd homes
• Up to 100% Investor Concentration allowed
• SFRs, townhomes, condos, 2-4 units
• Seller concessions to 6% (2% for investment)