Lender Terms are Subject to Change
• No tax returns required/transcripts required
• Bank statement deposits used to qualify
• 24 months bank statements(personal or business)
• Loans up to $2 million (Minimum loan amt $150,000)
• Credit scores down to 620
• Rates starting in the 5’s
• Personal to 90% LTV (No Mortgage Insurance), Business to 80% LTV
• DTI above 35/43 considered with 660+credit score
• Owner-occupied, 2nd homes, and investment properties
• 2 years seasoning foreclosure, short sale, Bankruptcy, Deed In Lieu
• Non-warrantable condos considered
• Gift funds allowed
• 5/1 ARM or 30-year fixed
• No pre-payment penalty for owner-occupied and 2nd homes
• SFRs, townhomes, condos, 2-4 units
• Seller concessions to 6% (2% for investment)